API for AI Agents Payments is now available.

Fintechs

Enable compliant blockchain payments

Infrastructure to enable compliant real-time blockchain payments into payment products.

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Integrated with 150+ stablecoins, protocols, and networks of all sizes

  • < 2s

    Cross-border settlement

  • 3-5x

    Cheaper than fiat payments

  • $320B

    Stablecoin market is accelerating

You get

  • Add stablecoin capabilities to your product

    Payments, yield, cross-border settlement, tokenized assets. One integration across 20+ networks. Your users never see a wallet, a chain, or a gas fee.

  • New revenue lines, not just new features

    Stablecoin rails unlock earn, trade, RWA, and cross-border products that generate margin. This isn't a checkbox. It's a business model expansion.

  • Compliant infrastructure, not compliance overhead

    Operate within established regulatory frameworks. Ship crypto features with your compliance team's sign-off, not their objection.

  • No blockchain infrastructure to build or maintain

    No nodes, no RPCs, no bridge integrations, no wallet infrastructure, no custody. BRRR handles the on-chain complexity. You build your product.

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  • Multiple stablecoins

    Support multiple major stablecoins through one integration, giving your users flexibility while reducing dependency on a single asset.

  • Programmable money flows

    Define automated transfer logic and routing rules that reduce manual operations and scale financial workflows.

  • On/Off-ramp

    Coordinate conversions through unified infrastructure that simplifies user journeys and reduces operational overhead.

  • Real-time reconciliation ledger

    Synchronize transactions across fiat and blockchain rails instantly, reducing settlement and reconciliation delays.

  • Earn & yield infrastructure

    Enable yield-generating financial products without building custom infrastructure from scratch.

  • Trade & RWA access

    Expand product capabilities with controlled access to trading and tokenized asset functionality through unified infrastructure.

Holyheld

The fintech that runs on BRRR

Holyheld went from 6 to 21 supported networks without expanding its settlement team. Gas fees are abstracted (users pay zero), cross-chain bridging is invisible, and fiat off-ramp to Mastercard happens in a single flow.

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Frequently asked questions

Everything you need to know about BRRR.

General

  • BRRR is a developer infrastructure for programmable payments. It provides APIs and SDKs for building deposit, withdrawal, and orchestration products. Through BRRR, fintechs can enable end-to-end payment products across 20+ blockchain networks without building or maintaining blockchain infrastructure.

  • Fintechs integrate via the Integration API for programmatic customer registration, blockchain monitoring, and regulated settlement or the SDK offering TypeScript/JavaScript package for embedding deposit and withdrawal flows with wallet interaction. End-users can connect wallets, select tokens, and BRRR handles conversion, compliance, and settlement. Deposit to USD, EUR, CHF, or GBP; withdraw to 30,000+ tokens on 20+ blockchain networks. Orchestration routes assets across chains automatically. Users never have to interact with a wallet, a chain selector, or a gas fee.

  • Fintechs that want to add crypto payment capabilities without building blockchain infrastructure. No nodes, no RPCs, no bridge integrations, no wallet infrastructure, no custody. BRRR handles the on-chain complexity; fintechs build the product. Holyheld went from 6 to 21 supported networks without expanding its settlement team, that’s the integration model.

  • We accept clients from all countries, except US persons, Russian citizens and residents of: Afghanistan, Angola, Bangladesh, Belarus, Burkina Faso, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Guinea, Guinea-Bissau, Haiti, Indonesia, Iran, Iraq, Latvia, Lebanon, Libya, Mainland China (Hong Kong and Taiwan accepted), Mali, Myanmar, Nicaragua, Niger, North Korea, Russia, Somalia, Sudan, South Sudan, Syria, Trinidad and Tobago, Venezuela, Yemen, Zimbabwe.

  • BRRR supports 20+ blockchain networks with continuous expansion: EVM networks like Ethereum, Arbitrum, Base, Hyperliquid and others, plus Solana, Starknet, and Tron.

  • BRRR supports SWIFT, SEPA, ACH, WIRE, and CHAPS.

  • BRRR supports USD, EUR, CHF, and GBP in fiat currencies. All major stablecoins including USDC, USDT, USDE, USDS, and RLUSD; and 30,000+ other tokens. The list is actively expanding.

API Related

  • Orchestration is BRRR’s cross-chain routing layer. It allows end-users to relay any token on any supported network, even if it lives on a different chain than your app is connected to. The API and SDK resolve the optimal path automatically: selecting bridges, computing swap routes, estimating gas, and packaging everything into a single call. No manual bridging, no chain switching, no intermediate tokens. Users see one transaction; BRRR handles the rest.

  • No. BRRR abstracts blockchain complexity behind standard developer patterns, REST APIs, JSON responses, and an npm package. The SDK manages token approvals, EIP-2612 permit signatures, cross-chain routing, and gas estimation without any direct smart contract interaction from your side. If you’ve built a typical API integration before, you already have the skills to build on BRRR.

  • Stablecoin rails enable entirely new business models: stablecoin-first neobanks, embedded yield products where users earn while they hold, instant cross-border settlement at a fraction of SWIFT costs, tokenized asset distribution, and programmable payment flows that generate revenue at every step. Settlement clears in under 2 seconds on L2s. These aren’t incremental features, they’re new product categories that didn’t exist on traditional rails.

  • The SDK @holyheld/sdk and REST API are designed for rapid integration. Live demo apps are available for reference. The test environment is accessible immediately with the shared test key. A quickstart guide walks through the full flow from the first API call to completed flow.

  • Yes. On the SDK side, the $SDKTEST customer executes real on-chain transactions without triggering any fiat settlement, so you can validate the complete flow safely. Use low-fee networks like Arbitrum, Polygon, or Avalanche to keep gas costs under a few cents per test.

  • Battle-tested. In production for 3+ years across 30+ European countries. Collaboration with Visa on card network integration. Audited, open-source smart contracts.